Three Steps to Strengthen Your Worker’s Compensation Insurance Claim

If you have been injured on the job as an employee in San Diego, you are covered under your company’s Worker’s Compensation Insurance. Take the following steps to ensure that you receive the maximum amount of medical treatment and lost wage payments to which you are entitled under California state law.

1. Get Emergency Treatment

If necessary, go to the emergency or call 911. If you are able to do so, inform medical providers that you were injured on the job.

2. Document Everything.

If you do not require immediate medical care, take pictures of anything relating to the accident, and get the contact information of any witnesses. Don’t worry about getting written statements for now, you can take that step later if necessary.
Continue to keep detailed records of all medical treatment received, including urgent care or emergency room visits, prescription costs and travel expenses related to medical appointments.

3. Notify Your Employer

Failure to notify your employer within a certain time span may nullify your claim. Take this step as soon as possible. In California, employers are required to forward a copy of a claim to their insurance administrator and to authorize up to $10,000 for medical treatment within one day of receiving word of a worker’s compensation claim.

Contact a Care Provider Today

Addressing your injury promptly will contribute to a quicker recovery time as well as a stronger insurance claim. To learn more about job injury treatment in San Diego, check out this website for more information.